{"id":5021,"date":"2022-08-10T06:03:39","date_gmt":"2022-08-10T06:03:39","guid":{"rendered":"https:\/\/mybillbook.in\/blog\/?p=5021"},"modified":"2023-07-14T11:20:41","modified_gmt":"2023-07-14T11:20:41","slug":"mpin","status":"publish","type":"post","link":"https:\/\/mybillbook.in\/blog\/mpin\/","title":{"rendered":"mPIN"},"content":{"rendered":"\n

What is mPIN? <\/h2>\n\n\n\n

mPIN means Mobile Banking Personal Identification Number. It’s a 6-digit passcode you must enter each time you want to conduct transactions. Customers appreciate the mPIN because of the ease of making a transaction. In addition, the mPIN works well for confirming a person’s identity.<\/p>\n\n\n\n

[adinserter block=”3″] [adinserter block=”4″]<\/p>\n\n\n\n

What is UPI?<\/h2>\n\n\n\n

The Unified Payments Interface<\/a> (UPI) is a form of payment introduced by the National Payments Corporation of India (NPCI) to facilitate a digital economy. <\/p>\n\n\n\n

What Makes UPI Different From Traditional Transaction Methods?<\/h2>\n\n\n\n

Without the need to memorise IFSC codes and bank details, UPI offers consumers a reasonably straightforward way to make transactions at will.<\/p>\n\n\n\n

UPI Registration Process:<\/h2>\n\n\n\n

Here are the steps to register on a UPI app:<\/p>\n\n\n\n

    \n
  1. Download an app.<\/li>\n\n\n\n
  2. Complete the registration details, including your name, virtual ID, password, and bank details. <\/li>\n\n\n\n
  3. You can link multiple bank accounts based on the app you have downloaded.<\/li>\n\n\n\n
  4. Finally, create an mPIN, meaning receive the 6-digit passcode. <\/li>\n<\/ol>\n\n\n\n

    How Can You Generate an mPIN?<\/h2>\n\n\n\n

    You can generate your mPIN\/UPI PIN by taking the following steps:<\/p>\n\n\n\n

      \n
    1. First, click the \u201cCreate\/change mPIN\u201d<\/strong> option.<\/li>\n\n\n\n
    2. Enter your debit card expiry date and the relevant field’s last six digits. Next, enter the OTP<\/strong> pin you received on your registered number. <\/li>\n\n\n\n
    3. Enter the desired mPIN and click \u201cSubmit\u201d<\/strong>.<\/li>\n<\/ol>\n\n\n\n

      That leaves you with a notification on whether the PIN change has been accepted or declined. You cannot make transactions without this pin. So if your phone reaches a fraudulent person, you can be notified and freeze the activities.<\/p>\n\n\n\n

      Some of the best UPI apps to send or receive money digitally are:<\/p>\n\n\n\n

        \n
      1. Google Pay<\/strong>: is a Google Inc service built by NPCI (National Payments Corporation of India). It is partnered with most of the central banks in India and is thus accessible to most users.<\/li>\n\n\n\n
      2. SBI Pay:<\/strong> is a State Bank of India-developed UPI-based payment platform that customers can use for safe and quick fund transfers. It is also known as BHIM SBI Pay.<\/li>\n\n\n\n
      3. Amazon Pay:<\/strong> is a BHIM UPI-enabled extension of Amazon India that enables users to make payments directly on the Amazon mobile app and earn rewards up to Rs. 350.<\/li>\n\n\n\n
      4. PhonePe:<\/strong> is a BHIP UPI-enabled mobile app used for cashless\/card-less transactions.<\/li>\n<\/ol>\n\n\n\n

        [adinserter block=”3″] [adinserter block=”4″]<\/p>\n\n\n\n

        Who Can Use UPI, and When Can They Use UPI?<\/h2>\n\n\n\n

        Anyone with a registered bank account can use UPI as and when they like.<\/p>\n\n\n\n

        This payment mode functions outside banking hours and does not have a minimum transfer limit. <\/p>\n\n\n\n

        You can use UPI with great freedom to pay local vendors, transport, clear utility bills, make purchases online, and make remittances.<\/p>\n\n\n

        [wp-faq-schema title=”FAQs about mPIN”]<\/p>\n","protected":false},"excerpt":{"rendered":"

        What is mPIN?  mPIN means Mobile Banking Personal Identification Number. 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